:root {
    /* Surfaces - matched to twilight skyline backdrop water */
    --surface: #0a1a32;
    --surface-dim: #081530;
    --surface-bright: #324562;
    --surface-container-lowest: #061128;
    --surface-container-low: #0d1f3c;
    --surface-container: #122446;
    --surface-container-high: #1d3050;
    --surface-container-highest: #2a3d5c;
    --on-surface: #d8e2ff;
    --on-surface-variant: #c5c6cd;
    --inverse-surface: #d8e2ff;
    --inverse-on-surface: #20304f;
    --outline: #8f9097;
    --outline-variant: #44474d;
    --surface-tint: #b9c7e4;
    --primary: #b9c7e4;
    --on-primary: #233148;
    --primary-container: #0a192f;
    --on-primary-container: #74829d;
    --inverse-primary: #515f78;
    --secondary: #e9c176;
    --on-secondary: #412d00;
    --secondary-container: #604403;
    --on-secondary-container: #dab36a;
    --tertiary: #c6c6c7;
    --on-tertiary: #2f3131;
    --tertiary-container: #171919;
    --on-tertiary-container: #808282;
    --error: #ffb4ab;
    --on-error: #690005;
    --error-container: #93000a;
    --on-error-container: #ffdad6;
    --background: #011230;
    --on-background: #d8e2ff;
    --surface-variant: #253453;

    /* Brand */
    --navy: #0A192F;
    --gold: #C5A059;
    --gold-bright: #e9c176;
    --gold-soft: #dab36a;

    /* Type */
    --serif: 'EB Garamond', serif;
    --sans: 'Manrope', system-ui, sans-serif;

    /* Spacing */
    --container-max: 1440px;
    --gutter: 2rem;
    --margin-edge: 4rem;
    --section-gap: 10rem;
    --stack-sm: 1rem;
    --stack-md: 2rem;

    /* Radius */
    --r-sm: 4px;
    --r-md: 12px;
    --r-lg: 18px;
    --r-xl: 24px;
    --r-btn: 9999px;
    --r-card: 18px;
    --r-pill: 9999px;

    /* Button type tokens */
    --btn-size: 12px;
    --btn-tracking: 0.16em;
    --btn-weight: 700;

    /* Section spacing */
    --sec-sm: 4rem;
    --sec-md: 6rem;
    --sec-lg: 8rem;

    /* Easing — unified animation tokens */
    --ease-spring:  cubic-bezier(0.16, 1, 0.3, 1);
    --ease-out:     cubic-bezier(0.22, 1, 0.36, 1);
    --ease-in-out:  cubic-bezier(0.4, 0, 0.2, 1);
    /* Premium motion tokens (motion.css / motion.js) */
    --ease-premium:  cubic-bezier(0.34, 1.56, 0.64, 1);
    --ease-smooth:   cubic-bezier(0.25, 1,    0.5,  1);
    --duration-fast:   200ms;
    --duration-normal: 330ms;
  }

  * { box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  html, body { margin: 0; padding: 0; }
  body {
    background: var(--surface);
    color: var(--on-surface);
    font-family: var(--sans);
    font-weight: 300;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
  }
  /* Section dividers with white accent */
  section + section { border-top: 1px solid rgba(255,255,255,0.06); }

  /* ----- TYPE SCALE ----- */
  .display-lg { font-family: var(--serif); font-size: 84px; font-weight: 500; line-height: 92px; letter-spacing: -0.02em; }
  .headline-md { font-family: var(--serif); font-size: 48px; font-weight: 400; line-height: 56px; }
  .headline-sm { font-family: var(--serif); font-size: 32px; font-weight: 400; line-height: 40px; }
  .body-lg { font-family: var(--sans); font-size: 18px; font-weight: 300; line-height: 32px; letter-spacing: 0.01em; }
  .body-md { font-family: var(--sans); font-size: 16px; font-weight: 400; line-height: 28px; }
  .label-caps {
    font-family: var(--sans);
    font-size: 12px;
    font-weight: 700;
    line-height: 16px;
    letter-spacing: 0.15em;
    text-transform: uppercase;
  }

  /* ----- LAYOUT ----- */
  .shell { max-width: var(--container-max); margin: 0 auto; padding: 0 var(--margin-edge); }
  @media (max-width: 1180px) {
    .topnav .topnav-links { display: none; }
    .topnav .nav-menu-btn { display: inline-flex; }
  }
  @media (max-width: 720px) {
    .brandmark-text { font-size: 18px; height: auto; }
    .brandmark-logo { width: 44px; height: 44px; }
    .btn-quote-pill { padding: 9px 14px; font-size: 10px; letter-spacing: 0.12em; }
    .lang-toggle { display: none; }
  }
  @media (max-width: 900px) {
    .shell { padding: 0 1.5rem; }
    :root { --margin-edge: 1.5rem; --section-gap: 6rem; }
  }
  section { padding: 7rem 0; position: relative; }
  .section-label {
    display: flex; align-items: center; gap: 1rem;
    color: var(--gold);
    margin-bottom: 2rem;
  }
  .section-label::before {
    content: ""; display: block; width: 48px; height: 1px;
    background: var(--gold);
  }
  .section-no {
    color: var(--on-surface-variant);
    opacity: 0.6;
  }

  /* ----- HERO ----- */
  .hero {
    position: relative;
    min-height: 100vh;
    padding: 0 0 3rem;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    /* overflow: hidden removed — it was clipping the account dropdown */
  }
  /* Smooth gradient blending hero photo into the dark background below */
  .hero::after {
    content: "";
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 320px;
    background: linear-gradient(180deg, transparent 0%, #0a1a32 100%);
    pointer-events: none;
    z-index: 1;
  }
  .hero-bg {
    position: absolute; inset: 0;
    background-image: url('miami-skyline.jpg');
    background-size: cover;
    background-position: center top;
    image-rendering: auto;
  }
  .hero-bg::before {
    content: "";
    position: absolute; inset: 0;
    background:
      linear-gradient(to right, rgba(8,21,46,0.62) 0%, rgba(8,21,46,0.32) 48%, rgba(8,21,46,0.0) 100%),
      linear-gradient(180deg, rgba(8,21,46,0.1) 0%, transparent 35%, rgba(10,26,50,0.18) 70%, rgba(10,26,50,1) 100%);
  }
  .hero-bg::after {
    content: ""; position: absolute; inset: 0;
    background: none;
  }
  /* Film grain to mask softness */
  .hero-grain {
    position: absolute; inset: 0;
    z-index: 1;
    pointer-events: none;
    opacity: 0.18;
    mix-blend-mode: overlay;
    background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='180' height='180'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 0  0 0 0 0 0  0 0 0 0 0  0 0 0 0.6 0'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
  }
  .topnav {
    position: relative; z-index: 3;
    display: flex; justify-content: space-between; align-items: center;
    padding: 1.5rem var(--margin-edge);
    gap: 3rem;
  }
  .topnav-links {
    display: flex; gap: 5.5rem;
    align-items: center;
    flex: 1;
    justify-content: center;
  }
  .topnav-link {
    color: var(--on-surface);
    text-decoration: none;
    font-size: 16px;
    font-weight: 700;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    padding: 10px 0;
    border-bottom: 1px solid transparent;
    transition: border-color .2s, color .2s;
    white-space: nowrap;
    display: inline-flex; align-items: center; gap: 0.4rem;
    cursor: pointer;
  }
  .topnav-link .caret { display: none; }
  .nav-item { position: relative; }
  .nav-item:hover .topnav-link { color: var(--gold); border-bottom-color: var(--gold); }
  .nav-dropdown {
    position: absolute;
    top: calc(100% + 14px);
    left: 50%;
    transform: translateX(-50%) translateY(-8px);
    min-width: 320px;
    background: transparent;
    border: 0;
    border-radius: 0;
    padding: 0.5rem 0;
    opacity: 0; visibility: hidden;
    transition: opacity .25s ease, transform .25s ease, visibility .25s;
    box-shadow: none;
    z-index: 10;
  }
  .nav-dropdown::before { display: none; }
  .nav-item:hover .nav-dropdown {
    opacity: 1; visibility: visible;
    transform: translateX(-50%) translateY(0);
  }
  .nav-dropdown.wide { min-width: 360px; }
  .nav-dropdown-eyebrow { display: none; }
  .nav-dropdown a {
    display: block;
    text-align: center;
    padding: 0.3rem 0.85rem;
    color: #ffffff;
    text-decoration: none;
    font-family: var(--sans);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    line-height: 2.5;
    transition: color .2s, transform .2s;
    text-shadow: 0 1px 6px rgba(0,0,0,0.55);
  }
  .nav-dropdown a:hover {
    color: var(--gold);
  }
  .nav-dropdown a span.arrow { display: none; }
  .nav-dropdown a span.arrow {
    color: var(--gold);
    opacity: 0;
    transition: opacity .2s, transform .2s;
    font-family: var(--sans);
    font-size: 14px;
    margin-left: 1rem;
  }
  .nav-dropdown a:hover span.arrow { opacity: 1; transform: translateX(3px); }
  .topnav-link:hover { border-bottom-color: var(--gold); color: var(--gold); }
  .topnav-link.active { border-bottom-color: var(--gold); color: var(--gold); }
  .topnav-right {
    display: flex; align-items: center; gap: 1.5rem;
  }
  .btn-quote-pill {
    appearance: none; border: 0; cursor: pointer;
    padding: 14px 28px;
    border-radius: var(--r-btn);
    font-family: var(--sans);
    font-weight: var(--btn-weight);
    font-size: var(--btn-size);
    letter-spacing: var(--btn-tracking);
    text-transform: uppercase;
    color: var(--on-secondary);
    background: linear-gradient(135deg, #f4dc9e 0%, #c5a059 50%, #8e6f2a 100%);
    box-shadow: 0 1px 0 rgba(255,255,255,0.4) inset, 0 -1px 0 rgba(0,0,0,0.2) inset, 0 6px 18px rgba(197,160,89,0.25);
    transition: transform .2s var(--ease-out), box-shadow .2s var(--ease-in-out);
    white-space: nowrap;
  }
  .btn-quote-pill:hover { transform: translateY(-1px); box-shadow: 0 1px 0 rgba(255,255,255,0.5) inset, 0 -1px 0 rgba(0,0,0,0.2) inset, 0 10px 26px rgba(197,160,89,0.35); }
  .account-btn {
    appearance: none; cursor: pointer;
    width: 46px; height: 46px;
    border-radius: 9999px;
    border: 1px solid rgba(255,255,255,0.35);
    background: rgba(255,255,255,0.05);
    backdrop-filter: blur(10px);
    display: inline-flex; align-items: center; justify-content: center;
    color: var(--on-surface);
    transition: border-color .2s, color .2s, background .2s;
    flex-shrink: 0;
  }
  .account-btn:hover { border-color: var(--gold); color: var(--gold); background: rgba(255,255,255,0.08); }
  .account-btn svg { width: 28px; height: 28px; }

  /* ===== SIGNED-OUT ACCOUNT DROPDOWN ===== */
  .acct-signin-wrap { position: relative; }
  .acct-signin-menu {
    position: absolute;
    top: calc(100% + 12px); right: 0;
    min-width: 248px;
    padding: 0.5rem;
    background: rgba(8, 20, 42, 0.97);
    backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: 16px;
    box-shadow: 0 24px 60px rgba(0,0,0,0.55);
    opacity: 0; visibility: hidden;
    transform: translateY(-8px);
    transition: opacity .2s ease, transform .2s ease, visibility .2s;
    z-index: 60;
  }
  .acct-signin-wrap.open .acct-signin-menu {
    opacity: 1; visibility: visible; transform: translateY(0);
  }
  .acct-signin-head {
    padding: 0.65rem 0.75rem 0.45rem;
    font-family: var(--sans);
    font-size: 9px; font-weight: 700;
    letter-spacing: 0.2em; text-transform: uppercase;
    color: var(--gold);
  }
  .acct-signin-item {
    display: flex; align-items: center; gap: 0.75rem;
    padding: 0.75rem 0.75rem;
    border-radius: 11px;
    text-decoration: none;
    color: var(--on-surface);
    font-family: var(--sans);
    transition: background .15s;
  }
  .acct-signin-item:hover { background: rgba(255,255,255,0.07); }
  .acct-signin-item b { display: block; font-size: 14px; font-weight: 600; color: #fff; }
  .acct-signin-item span { display: block; font-size: 11px; color: rgba(216,226,255,0.55); margin-top: 1px; }
  .acct-signin-sep { height: 1px; background: rgba(255,255,255,0.1); margin: 0.35rem 0.5rem; }
  .acct-signin-icon {
    width: 34px; height: 34px; flex-shrink: 0;
    border-radius: 9px;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    display: flex; align-items: center; justify-content: center;
    color: var(--gold);
  }
  .acct-signin-icon svg { width: 16px; height: 16px; }

  /* ===== SIGNED-OUT ACCOUNT DROPDOWN (matches Client Profile asw-menu exactly) ===== */
  .acct-signin-wrap { position: relative; }
  .acct-signin-menu {
    position: absolute; top: calc(100% + 10px); right: 0; min-width: 310px;
    padding: 0.5rem; background: rgba(13, 24, 46, 0.97);
    backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255,255,255,0.14); border-radius: 16px;
    box-shadow: 0 24px 60px rgba(0,0,0,0.55);
    opacity: 0; visibility: hidden; transform: translateY(-8px);
    transition: opacity .2s, transform .2s, visibility .2s; z-index: 60;
  }
  .acct-signin-wrap.open .acct-signin-menu { opacity: 1; visibility: visible; transform: translateY(0); }

  /* shared primitives — also used by signed-in pages; their inline <style> overrides if needed */
  .asw-acct-head { padding: 0.7rem 0.75rem 0.55rem; }
  .asw-acct-head b { display: block; font-family: var(--serif); font-size: 18px; font-weight: 500; color: #fff; }
  .asw-acct-head small { font-family: 'IBM Plex Mono', monospace; font-size: 10px; letter-spacing: 0.1em; color: rgba(216,226,255,0.5); }
  .asw-sep { height: 1px; background: rgba(255,255,255,0.12); margin: 0.4rem 0.5rem; }
  .asw-signout {
    display: flex; align-items: center; gap: 0.6rem;
    width: 100%; appearance: none; border: 0; cursor: pointer;
    background: transparent; padding: 0.7rem 0.75rem; border-radius: 11px;
    color: rgba(216,226,255,0.65); font-family: var(--sans); font-size: 12.5px;
    font-weight: 600; letter-spacing: 0.04em; text-align: left; text-decoration: none;
  }
  .asw-signout:hover { background: rgba(255,255,255,0.06); color: var(--on-surface); }
  .nav-menu-btn {
    appearance: none; cursor: pointer;
    display: none;
    width: 36px; height: 36px;
    border-radius: 9999px;
    border: 1px solid rgba(255,255,255,0.35);
    background: rgba(255,255,255,0.05);
    color: var(--on-surface);
    align-items: center; justify-content: center;
    flex-shrink: 0;
  }
  .nav-menu-btn svg { width: 18px; height: 18px; }
  .lang-toggle {
    display: inline-flex;
    align-items: center;
    border: 1px solid rgba(255,255,255,0.3);
    border-radius: 9999px;
    padding: 4px;
    backdrop-filter: blur(10px);
    background: rgba(255,255,255,0.04);
  }
  .lang-btn {
    appearance: none; border: 0; background: transparent;
    padding: 5px 12px;
    font-family: var(--sans);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.15em;
    color: var(--on-surface-variant);
    cursor: pointer;
    border-radius: 9999px;
    transition: color .2s, background .2s;
  }
  .lang-btn.active {
    background: linear-gradient(135deg, #f4dc9e 0%, #c5a059 50%, #8e6f2a 100%);
    color: var(--on-secondary);
  }
  .brandmark { display: flex; align-items: center; gap: 1.25rem; }
  .brandmark-logo {
    width: 140px; height: 140px;
    background-image: url('dg-logo-transparent.png');
    background-size: contain;
    background-position: center;
    background-repeat: no-repeat;
    flex-shrink: 0;
  }
  .brandmark-text {
    font-family: var(--serif);
    font-size: 58px; letter-spacing: 0.02em;
    line-height: 1;
    white-space: nowrap;
    color: #ffffff;
    font-weight: 500;
    display: flex; align-items: center; height: 140px;
  }
  .topnav-meta {
    display: flex; gap: 2.5rem; align-items: center;
    color: var(--on-surface-variant);
  }
  .hero-content {
    position: relative; z-index: 2;
    flex: 1;
    display: flex; align-items: center;
    padding: 2rem var(--margin-edge) 4rem;
  }
  .hero-inner { max-width: 1100px; }
  .hero-eyebrow { color: var(--gold); margin-bottom: 2.5rem; }
  .hero-title {
    margin: 0;
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(48px, 9vw, 124px);
    line-height: 0.95;
    letter-spacing: -0.025em;
  }
  .hero-title em {
    font-style: italic;
    background: linear-gradient(135deg, #f4e4ba, #c5a059 50%, #8e6f2a);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
  }
  .hero-sub {
    margin-top: 2rem;
    max-width: 560px;
    color: rgba(220,232,255,0.88);
    line-height: 1.78;
  }
  .hero-sub .hero-tagline {
    margin-bottom: 1.5rem;
  }
  .hero-cta-row {
    margin-top: 3rem;
  }
  .hero-scroll-invite {
    display: inline-flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.6rem;
    text-decoration: none;
    cursor: pointer;
    color: rgba(220,232,255,0.65);
    transition: color .25s;
  }
  .hero-scroll-invite:hover { color: var(--gold); }
  .hero-scroll-invite .label-caps { letter-spacing: 0.2em; font-size: 11px; }
  .hero-scroll-chevron {
    display: flex;
    align-items: center;
    padding-left: 2px;
    animation: chevron-drift 2.2s ease-in-out infinite;
  }
  @keyframes chevron-drift {
    0%, 100% { transform: translateY(0); opacity: 0.65; }
    50%       { transform: translateY(7px); opacity: 1; }
  }
  .hero-scroll-invite:hover .hero-scroll-chevron { animation-play-state: paused; color: var(--gold); }
  .hero-tagline {
    display: block;
    font-family: var(--serif);
    font-style: italic;
    font-size: 36px;
    line-height: 1.1;
    letter-spacing: 0.005em;
    background: linear-gradient(135deg, #f4e4ba, #c5a059 60%, #8e6f2a);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    margin-bottom: 1.25rem;
  }
  .hero-foot {
    position: relative; z-index: 2;
    display: flex; justify-content: space-between; align-items: flex-end;
    padding: 0 var(--margin-edge) 2.5rem;
    color: var(--on-surface-variant);
    margin-top: auto;
  }
  .hero-foot-left { max-width: 320px; }
  .hero-foot-right { text-align: right; }
  .scroll-indicator {
    display: flex; align-items: center; gap: 1rem;
    color: var(--gold);
  }
  .scroll-line {
    width: 1px; height: 60px;
    background: linear-gradient(180deg, var(--gold), transparent);
  }

  /* ----- COLOR SECTION ----- */
  .color-grid {
    display: grid;
    grid-template-columns: repeat(12, 1fr);
    gap: 1rem;
  }
  .swatch {
    grid-column: span 3;
    border-radius: var(--r-md);
    overflow: hidden;
    background: var(--surface-container-low);
    border: 1px solid rgba(255,255,255,0.06);
  }
  .swatch-chip {
    height: 120px;
    position: relative;
  }
  .swatch-chip::after {
    content: ""; position: absolute; inset: 0;
    background: linear-gradient(180deg, rgba(255,255,255,0.04) 0%, transparent 30%);
  }
  .swatch-body {
    padding: 1rem 1.25rem 1.25rem;
    display: flex; flex-direction: column; gap: 0.25rem;
  }
  .swatch-name { font-size: 13px; font-weight: 500; color: var(--on-surface); }
  .swatch-hex {
    font-family: 'IBM Plex Mono', ui-monospace, monospace;
    font-size: 11px;
    color: var(--on-surface-variant);
    letter-spacing: 0.05em;
  }
  .swatch.wide { grid-column: span 4; }
  .swatch.tall .swatch-chip { height: 200px; }

  .color-group-title {
    grid-column: 1 / -1;
    display: flex; align-items: baseline; justify-content: space-between;
    margin-top: 2rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .color-group-title:first-child { margin-top: 0; }
  .color-group-title h4 {
    margin: 0;
    font-family: var(--serif);
    font-weight: 400;
    font-size: 20px;
    color: var(--on-surface);
  }
  .color-group-title span { color: var(--on-surface-variant); font-size: 12px; }

  /* ----- TYPE SECTION ----- */
  .type-row {
    display: grid;
    grid-template-columns: 200px 1fr 220px;
    gap: 3rem;
    padding: 2.5rem 0;
    border-top: 1px solid rgba(255,255,255,0.08);
    align-items: baseline;
  }
  .type-row:last-child { border-bottom: 1px solid rgba(255,255,255,0.08); }
  .type-meta { color: var(--on-surface-variant); }
  .type-meta-name { color: var(--gold); margin-bottom: 0.5rem; }
  .type-specs {
    text-align: right;
    color: var(--on-surface-variant);
    font-family: 'IBM Plex Mono', ui-monospace, monospace;
    font-size: 11px;
    line-height: 1.8;
  }
  .type-specimen { color: var(--on-surface); }

  /* ----- GLASS ----- */
  .glass {
    background: linear-gradient(135deg, rgba(255,255,255,0.08), rgba(255,255,255,0.02));
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border: 1px solid transparent;
    border-radius: var(--r-md);
    background-clip: padding-box;
    position: relative;
  }
  .glass::before {
    content: ""; position: absolute; inset: 0;
    border-radius: inherit;
    padding: 1px;
    background: linear-gradient(135deg, rgba(255,255,255,0.4), rgba(255,255,255,0.05) 50%, transparent);
    -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
    -webkit-mask-composite: xor;
    mask-composite: exclude;
    pointer-events: none;
  }

  /* ----- COMPONENTS ----- */
  .components-grid {
    display: grid;
    grid-template-columns: repeat(12, 1fr);
    gap: 1.5rem;
  }
  .comp-card {
    grid-column: span 6;
    padding: 2.5rem;
    background: var(--surface-container-low);
    border-radius: var(--r-md);
    border: 1px solid rgba(255,255,255,0.05);
    position: relative;
    overflow: hidden;
  }
  .comp-card.full { grid-column: span 12; }
  .comp-card.third { grid-column: span 4; }
  .comp-header {
    display: flex; justify-content: space-between; align-items: baseline;
    margin-bottom: 2rem;
    padding-bottom: 1rem;
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .comp-title {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 400;
    margin: 0;
  }
  .comp-desc {
    color: var(--on-surface-variant);
    font-size: 14px;
    margin: 0.75rem 0 0;
    max-width: 540px;
  }
  .comp-stage {
    padding: 2.5rem 0 1rem;
    display: flex; flex-wrap: wrap; gap: 1.25rem;
    align-items: center;
  }

  /* Buttons */
  .btn-primary {
    appearance: none;
    border: 0;
    padding: 14px 28px;
    border-radius: var(--r-btn);
    font-family: var(--sans);
    font-weight: var(--btn-weight);
    font-size: var(--btn-size);
    letter-spacing: var(--btn-tracking);
    text-transform: uppercase;
    color: var(--on-secondary);
    background: linear-gradient(135deg, #f4dc9e 0%, #c5a059 50%, #8e6f2a 100%);
    cursor: pointer;
    position: relative;
    box-shadow: 0 1px 0 rgba(255,255,255,0.4) inset, 0 -1px 0 rgba(0,0,0,0.2) inset;
    transition: transform .2s var(--ease-out), box-shadow .2s var(--ease-in-out);
  }
  .btn-primary:hover { transform: translateY(-1px); box-shadow: 0 1px 0 rgba(255,255,255,0.5) inset, 0 -1px 0 rgba(0,0,0,0.2) inset, 0 8px 20px rgba(197,160,89,0.25); }
  .btn-ghost {
    appearance: none; cursor: pointer;
    padding: 13px 28px;
    border-radius: var(--r-btn);
    background: rgba(255,255,255,0.02);
    border: 1.5px solid rgba(197,160,89,0.52);
    color: rgba(220,232,255,0.85);
    font-family: var(--sans);
    font-weight: var(--btn-weight);
    font-size: var(--btn-size);
    letter-spacing: var(--btn-tracking);
    text-transform: uppercase;
    backdrop-filter: blur(10px);
    transition: background .2s var(--ease-in-out), border-color .2s var(--ease-in-out), color .2s var(--ease-in-out);
  }
  .btn-ghost:hover { background: rgba(197,160,89,0.1); border-color: var(--gold); color: var(--gold); }
  .btn-text {
    background: none; border: 0; cursor: pointer;
    color: var(--gold);
    font-family: var(--sans);
    font-weight: var(--btn-weight);
    font-size: var(--btn-size);
    letter-spacing: var(--btn-tracking);
    text-transform: uppercase;
    padding: 13px 4px;
    border-bottom: 1px solid var(--gold);
  }

  /* Input */
  .field { display: flex; flex-direction: column; gap: 8px; flex: 1; min-width: 240px; }
  .field-label { color: var(--gold); }
  .field-input {
    background: transparent;
    border: 0;
    border-bottom: 1px solid rgba(255,255,255,0.5);
    color: var(--on-surface);
    font-family: var(--serif);
    font-size: 22px;
    padding: 8px 0;
    outline: none;
    transition: border-color .2s;
  }
  .field-input:focus { border-bottom-color: var(--gold); }
  .field-input::placeholder { color: rgba(216,226,255,0.35); }

  /* Glass card example */
  .policy-card {
    padding: 2rem;
    min-width: 280px;
    flex: 1;
  }
  .policy-card .label-caps { color: var(--gold); }
  .policy-card .amount {
    font-family: var(--serif);
    font-size: 48px;
    line-height: 1;
    margin: 1rem 0 0.5rem;
  }
  .policy-card .meta { color: var(--on-surface-variant); font-size: 14px; }
  .policy-card hr {
    border: 0; height: 1px; background: rgba(255,255,255,0.1);
    margin: 1.5rem 0;
  }
  .policy-row { display: flex; justify-content: space-between; font-size: 14px; }
  .policy-row + .policy-row { margin-top: 0.6rem; }
  .policy-row span:first-child { color: var(--on-surface-variant); }

  /* Progress */
  .progress-track {
    display: flex; align-items: center; gap: 1rem;
    width: 100%;
  }
  .progress-step {
    display: flex; flex-direction: column; gap: 0.5rem; flex: 1;
  }
  .progress-line {
    height: 1px;
    background: rgba(255,255,255,0.15);
    position: relative;
  }
  .progress-line.done { background: var(--gold); }
  .progress-line.active::after {
    content: ""; position: absolute; left: 0; top: 0; bottom: 0;
    width: 50%; background: var(--gold);
  }
  .progress-num { color: var(--on-surface-variant); font-size: 11px; letter-spacing: 0.15em; font-weight: 700; }
  .progress-num.active { color: var(--gold); }
  .progress-label { font-family: var(--serif); font-size: 18px; }

  /* Story tile */
  .story-tile {
    aspect-ratio: 3 / 4;
    border-radius: var(--r-md);
    overflow: hidden;
    position: relative;
    cursor: pointer;
    background: var(--surface-container);
  }
  .story-tile-img {
    position: absolute; inset: 0;
    background:
      linear-gradient(135deg, rgba(197,160,89,0.15), transparent 60%),
      repeating-linear-gradient(45deg, rgba(216,226,255,0.04) 0 2px, transparent 2px 16px),
      linear-gradient(160deg, #14264a, #03102b);
    transition: transform .4s ease;
  }
  .story-tile:hover .story-tile-img { transform: scale(1.05); }
  .story-tile-scrim {
    position: absolute; inset: 0;
    background: linear-gradient(180deg, transparent 40%, rgba(1,18,48,0.95) 100%);
  }
  .story-tile-content {
    position: absolute; left: 0; right: 0; bottom: 0;
    padding: 1.75rem;
  }
  .story-tile-content .label-caps { color: var(--gold); margin-bottom: 0.5rem; display: block; }
  .story-tile-content h4 {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 400;
    margin: 0 0 0.5rem;
    line-height: 1.15;
  }
  .story-tile-placeholder {
    position: absolute; top: 1.25rem; left: 1.25rem;
    font-family: 'IBM Plex Mono', monospace;
    font-size: 10px;
    color: rgba(216,226,255,0.4);
    letter-spacing: 0.1em;
  }

  /* Shapes */
  .shape-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 1rem;
  }
  .shape-cell {
    aspect-ratio: 1;
    background: linear-gradient(135deg, rgba(255,255,255,0.06), rgba(255,255,255,0.01));
    border: 1px solid rgba(255,255,255,0.08);
    position: relative;
    display: flex; flex-direction: column; justify-content: flex-end;
    padding: 1rem;
  }
  .shape-cell-name {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 11px;
    color: var(--on-surface-variant);
    letter-spacing: 0.05em;
  }
  .shape-cell-val {
    color: var(--gold);
    font-family: 'IBM Plex Mono', monospace;
    font-size: 10px;
  }

  /* Spacing rulers */
  .spacing-list { display: flex; flex-direction: column; gap: 1.25rem; }
  .spacing-row {
    display: grid;
    grid-template-columns: 180px 1fr 100px;
    gap: 2rem;
    align-items: center;
    padding: 1rem 0;
    border-top: 1px solid rgba(255,255,255,0.06);
  }
  .spacing-row:first-child { border-top: 0; }
  .spacing-bar {
    height: 8px;
    background: linear-gradient(90deg, var(--gold), rgba(197,160,89,0.2));
    border-radius: 1px;
  }
  .spacing-name { color: var(--on-surface); }
  .spacing-val {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 11px;
    color: var(--on-surface-variant);
    text-align: right;
  }

  /* Elevation */
  .elev-stack {
    position: relative;
    height: 420px;
    border-radius: var(--r-md);
    overflow: hidden;
    background:
      radial-gradient(ellipse at 30% 30%, rgba(197,160,89,0.15), transparent 50%),
      repeating-linear-gradient(45deg, rgba(216,226,255,0.03) 0 2px, transparent 2px 18px),
      linear-gradient(160deg, #14264a, #03102b);
  }
  .elev-layer {
    position: absolute;
    padding: 1.25rem 1.5rem;
    border-radius: var(--r-md);
    font-size: 13px;
  }
  .elev-1 {
    top: 1.5rem; left: 1.5rem;
    color: rgba(216,226,255,0.7);
    font-family: 'IBM Plex Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.1em;
  }
  .elev-2 {
    top: 30%; left: 18%; right: 18%;
    padding: 2rem;
    background: linear-gradient(135deg, rgba(255,255,255,0.1), rgba(255,255,255,0.02));
    backdrop-filter: blur(14px);
    border: 1px solid rgba(255,255,255,0.15);
  }
  .elev-3 {
    position: absolute;
    bottom: 2.5rem; left: 50%; transform: translateX(-50%);
  }

  /* Components callouts */
  .comp-callouts {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
    margin-top: 2rem;
  }
  .callout {
    padding: 1.5rem;
    border-left: 1px solid var(--gold);
    background: rgba(255,255,255,0.02);
  }
  .callout-name {
    font-family: var(--serif);
    font-size: 18px;
    margin: 0 0 0.5rem;
  }
  .callout-desc {
    color: var(--on-surface-variant);
    font-size: 13px;
    line-height: 1.6;
    margin: 0;
  }

  /* Footer */
  footer {
    padding: 4rem var(--margin-edge);
    border-top: 1px solid rgba(255,255,255,0.06);
    display: flex; justify-content: space-between; align-items: center;
    color: var(--on-surface-variant);
    font-size: 13px;
  }

  /* ============================================================
     WEBSITE SECTIONS (travel-landing inspired)
     ============================================================ */

  .editorial-title {
    font-family: var(--serif);
    font-size: clamp(40px, 5.5vw, 84px);
    line-height: 0.98;
    font-weight: 500;
    letter-spacing: -0.02em;
    margin: 0 0 2rem;
    color: var(--on-surface);
  }
  .editorial-title em {
    font-style: italic;
    background: linear-gradient(135deg, #f4e4ba, #c5a059 55%, #8e6f2a);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    font-weight: 500;
  }

  /* ----- COVERAGES ----- */
  .cov-section { padding: 4rem 0 6rem; }
  .cov-header {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 5rem;
    align-items: end;
    margin-bottom: 5rem;
  }
  .cov-lede {
    margin: 0;
    color: var(--on-surface-variant);
    max-width: 52ch;
  }
  .cov-lede em { color: var(--gold); font-style: italic; }
  .cov-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-auto-rows: 440px;
    gap: 1.5rem;
  }
  .cov-card {
    position: relative;
    overflow: hidden;
    border-radius: var(--r-md);
    background: var(--surface-container-low);
    border: 1px solid rgba(255,255,255,0.06);
    cursor: pointer;
    transition: transform .65s ease, border-color .3s ease;
  }
  .cov-card:hover { transform: translateY(-4px); border-color: rgba(197,160,89,0.4); }
  .cov-card-tall { grid-row: span 2; }
  .cov-img {
    position: absolute; inset: 0;
    background-size: cover;
    background-position: center;
    transition: transform 0.65s ease;
  }
  .cov-card:hover .cov-img { transform: scale(1.05); }
  .cov-card-body {
    position: absolute;
    bottom: 0; left: 0; right: 0;
    padding: 2rem;
    z-index: 2;
  }
  .cov-tag {
    color: var(--gold);
    margin-bottom: 0.85rem;
    display: block;
  }
  .cov-title {
    font-family: var(--serif);
    font-weight: 400;
    font-size: 26px;
    line-height: 1.15;
    margin: 0 0 0.85rem;
    color: #ffffff;
    max-width: 18ch;
  }
  .cov-card-tall .cov-title { font-size: 32px; max-width: 14ch; }
  .cov-desc {
    color: rgba(255,255,255,0.72);
    font-size: 14px;
    line-height: 1.55;
    margin: 0 0 1.25rem;
    max-width: 40ch;
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    transition: max-height .65s ease, opacity .4s ease, margin .4s ease;
  }
  .cov-card:hover .cov-desc {
    max-height: 180px;
    opacity: 1;
    margin-bottom: 1.25rem;
  }
  .cov-link {
    display: inline-flex; align-items: center; gap: 0.5rem;
    color: rgba(255,255,255,0.72);
    text-decoration: none;
    font-family: var(--sans);
    font-weight: 700;
    font-size: 11px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    padding-bottom: 5px;
    border-bottom: 1px solid rgba(255,255,255,0.35);
    transition: color .2s, border-color .2s;
  }
  .cov-link:hover { color: var(--gold); border-bottom-color: var(--gold); }
  .cov-link span { transition: transform .2s; }
  .cov-card:hover .cov-link { color: var(--gold); border-bottom-color: var(--gold); }
  .cov-card:hover .cov-link span { transform: translateX(4px); }

  /* ----- STATS ----- */
  .stats-section {
    padding: 3.5rem 0;
    background: var(--surface-container-low);
    border-top: 1px solid rgba(255,255,255,0.06);
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 3rem;
  }
  .stat { border-left: 1px solid rgba(197,160,89,0.4); padding-left: 1.5rem; }
  .stat-num {
    font-family: var(--serif);
    font-size: clamp(40px, 5vw, 64px);
    font-weight: 500;
    line-height: 1;
    color: var(--on-surface);
    margin-bottom: 0.85rem;
    letter-spacing: -0.02em;
  }
  .stat-label {
    color: rgba(197,160,89,0.82);
    font-size: 11px;
    letter-spacing: 0.18em;
    margin-top: 0.25rem;
  }

  /* ----- CARRIER STRIP ----- */
  .carriers-section {
    padding: 3rem 0 3.5rem;
    background: var(--surface-container-lowest);
    border-top: 1px solid rgba(255,255,255,0.06);
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .carriers-header {
    display: flex;
    justify-content: center;
    margin-bottom: 2rem;
  }
  .carriers-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem 0;
    align-items: center;
    justify-content: center;
  }
  .carrier-name {
    font-family: var(--serif);
    font-size: 19px;
    font-weight: 400;
    color: rgba(216,226,255,0.38);
    letter-spacing: 0.03em;
    white-space: nowrap;
    padding: 0 1.25rem;
    transition: color .25s;
  }
  .carrier-name:hover { color: rgba(216,226,255,0.7); }
  .carriers-divider {
    color: rgba(197,160,89,0.3);
    font-size: 18px;
    line-height: 1;
    flex-shrink: 0;
  }

  /* ----- WHY ----- */
  .why-section { padding: 9rem 0; }
  .why-grid {
    display: grid;
    grid-template-columns: 1.5fr 0.7fr;
    gap: 6rem;
    align-items: center;
  }
  .why-visual { position: relative; }
  .why-img-frame {
    position: relative;
    aspect-ratio: 3 / 4;
    border-radius: var(--r-md);
    overflow: hidden;
    border: 1px solid rgba(255,255,255,0.08);
  }
  .why-img {
    position: absolute; inset: 0;
    background-size: cover;
    background-position: center;
  }
  .why-img-overlay {
    position: absolute;
    bottom: 0; left: 0; right: 0;
    padding: 2rem;
    background: linear-gradient(180deg, transparent, rgba(10,26,50,0.95));
  }
  .why-img-caption {
    font-family: var(--serif);
    font-size: 26px;
    color: #ffffff;
    margin-top: 0.5rem;
  }
  .why-img-badge {
    position: absolute;
    bottom: 2rem;
    right: -3rem;
    padding: 1.75rem 1.75rem 1.5rem;
    width: 280px;
    z-index: 3;
  }
  .why-badge-body {
    font-family: var(--serif);
    font-size: 17px;
    line-height: 1.35;
    color: #ffffff;
    margin-top: 0.85rem;
  }

  .why-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex; flex-direction: column;
    gap: 2.25rem;
  }
  .why-list li {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 1.5rem;
    align-items: start;
    padding-top: 1.5rem;
    border-top: 1px solid rgba(255,255,255,0.1);
  }
  .why-list li:first-child { border-top: 0; padding-top: 0; }
  .why-list-num {
    font-family: var(--serif);
    font-style: italic;
    font-size: 28px;
    color: var(--gold);
    line-height: 1;
  }
  .why-list h4 {
    font-family: var(--serif);
    font-weight: 400;
    font-size: 22px;
    margin: 0 0 0.6rem;
    color: var(--on-surface);
  }
  .why-list p {
    margin: 0;
    color: var(--on-surface-variant);
    font-size: 15px;
    line-height: 1.6;
  }

  /* ----- PROCESS ----- */
  .process-section {
    padding: 4rem 0;
    background: var(--surface-container-low);
    border-top: 1px solid rgba(255,255,255,0.06);
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
  }
  .process-step {
    padding: 2rem;
    border-left: 1px solid rgba(255,255,255,0.1);
    text-align: left;
  }
  .process-step:first-child { border-left: 0; }
  .process-num {
    font-family: var(--serif);
    font-style: italic;
    font-size: 56px;
    color: var(--gold);
    line-height: 1;
    margin-bottom: 1.25rem;
    font-weight: 400;
  }
  .process-step h4 {
    font-family: var(--serif);
    font-weight: 400;
    font-size: 26px;
    margin: 0 0 0.85rem;
    color: var(--on-surface);
  }
  .process-step p {
    margin: 0;
    color: var(--on-surface-variant);
    font-size: 15px;
    line-height: 1.75;
    max-width: 28ch;
  }

  /* ----- TESTIMONIAL ----- */
  .testimonial-section {
    position: relative;
    padding: 9rem 0;
    overflow: hidden;
    text-align: center;
  }
  .testimonial-bg {
    position: absolute; inset: 0;
    background:
      linear-gradient(180deg, rgba(10,26,50,0.85), rgba(10,26,50,0.95)),
      url('https://images.unsplash.com/photo-1535498730771-e735b998cd64?w=2000&auto=format&fit=crop');
    background-size: cover;
    background-position: center;
    z-index: 0;
  }
  .testimonial-section .shell { position: relative; z-index: 1; }
  .testimonial-quote {
    margin: 0 auto 3rem;
    max-width: 22ch;
    font-family: var(--serif);
    font-style: italic;
    font-size: clamp(28px, 3.5vw, 48px);
    line-height: 1.3;
    font-weight: 400;
    color: var(--on-surface);
    quotes: none;
  }
  .testimonial-attrib { margin-top: 2rem; }
  .testimonial-name {
    font-family: var(--serif);
    font-size: 26px;
    color: #ffffff;
  }
  .testimonial-role {
    color: var(--gold);
    margin-top: 0.5rem;
    font-size: 11px;
    letter-spacing: 0.18em;
  }

  /* ----- CTA ----- */
  .cta-section { padding: 9rem 0 6rem; }
  .cta-grid {
    display: grid;
    grid-template-columns: 1.3fr 1fr;
    gap: 5rem;
    align-items: start;
  }
  .cta-card {
    padding: 2.5rem;
    border-radius: var(--r-md);
  }
  .cta-contact-row {
    display: grid;
    grid-template-columns: 140px 1fr;
    gap: 1.5rem;
    padding: 1.25rem 0;
    border-top: 1px solid rgba(255,255,255,0.08);
    align-items: start;
    color: var(--on-surface);
    font-family: var(--sans);
    font-size: 14px;
    line-height: 1.55;
  }
  .cta-contact-row:first-of-type { border-top: 0; }
  .cta-contact-label { color: var(--gold); padding-top: 2px; }

  /* ----- FOOTER ----- */
  .site-footer {
    background: var(--surface-container-lowest);
    border-top: 1px solid rgba(255,255,255,0.08);
    padding: 5rem 0 2rem;
  }
  .footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
    gap: 3rem;
    padding-bottom: 4rem;
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .footer-brand { display: flex; flex-direction: column; gap: 1rem; align-items: flex-start; }
  .footer-logo {
    width: 64px; height: 64px;
    background-image: url('dg-logo-transparent.png');
    background-size: contain; background-position: center; background-repeat: no-repeat;
  }
  .footer-brand-text {
    font-family: var(--serif);
    font-size: 24px;
    color: var(--on-surface);
    letter-spacing: 0.03em;
  }
  /* Instagram footer link — shared across all pages */
  .footer-ig {
    display: inline-flex; align-items: center; gap: 0.5rem;
    font-family: var(--sans); font-size: 11px; font-weight: 600;
    letter-spacing: 0.14em; text-transform: uppercase;
    color: rgba(197,160,89,0.6); text-decoration: none;
    border-bottom: 1px solid rgba(197,160,89,0.2);
    padding-bottom: 2px;
    transition: color 0.2s ease, border-color 0.2s ease;
  }
  .footer-ig:hover { color: var(--gold); border-bottom-color: var(--gold); }
  .footer-ig svg { flex-shrink: 0; }

  .footer-tagline {
    margin: 0;
    color: var(--on-surface-variant);
    font-size: 14px;
    max-width: 30ch;
    line-height: 1.6;
  }
  .footer-col-title { color: var(--gold); margin-bottom: 1.5rem; display: block; }
  .footer-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 0.85rem; }
  .footer-col a {
    color: var(--on-surface-variant);
    text-decoration: none;
    font-size: 14px;
    transition: color .2s;
  }
  .footer-col a:hover { color: var(--gold); }
  .footer-bottom {
    display: flex; justify-content: space-between; align-items: center;
    padding-top: 2rem;
    color: var(--on-surface-variant);
    font-size: 12px;
  }

  /* Responsive */
  @media (max-width: 1100px) {
    .cov-grid { grid-template-columns: repeat(2, 1fr); grid-auto-rows: 400px; }
    .cov-card-tall { grid-row: span 1; }
    .why-grid, .cov-header, .cta-grid { grid-template-columns: 1fr; gap: 3rem; }
    .why-img-badge { right: 1rem; }
    .stats-grid, .process-grid { grid-template-columns: repeat(2, 1fr); gap: 2.5rem 3rem; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .process-step { border-left: 0; border-top: 1px solid rgba(255,255,255,0.1); padding: 2rem 0; }
  }
  @media (max-width: 640px) {
    .cov-grid { grid-template-columns: 1fr !important; grid-auto-rows: 480px !important; }
    .stats-grid, .process-grid, .footer-grid { grid-template-columns: 1fr; }
    .why-img-badge { position: static; width: auto; margin-top: 1.5rem; }
    .footer-bottom { flex-direction: column; gap: 1rem; text-align: center; }
  }

  /* Reveal */
  .reveal { opacity: 0; transform: translateY(20px); transition: opacity .6s var(--ease-out), transform .6s var(--ease-out); }
  .reveal.in { opacity: 1; transform: none; }

  @media (max-width: 900px) {
    .swatch { grid-column: span 6; }
    .swatch.wide { grid-column: span 6; }
    .comp-card, .comp-card.third { grid-column: span 12; }
    .type-row { grid-template-columns: 1fr; gap: 0.5rem; }
    .type-specs { text-align: left; }
    .shape-grid { grid-template-columns: repeat(3, 1fr); }
    .hero-foot { flex-direction: column; gap: 2rem; align-items: flex-start; }
    .hero-foot-right { text-align: left; }
  }

  /* ============================================================
     ADMIN CONSOLE — SHARED UTILITIES (a11y, tooltips, nav drawer,
     copy buttons, gap flags). Loaded everywhere via site.css but
     only active where the markup/attributes are present.
     ============================================================ */

  /* ---- High-visibility focus ring (keyboard only) ---- */
  a:focus-visible, button:focus-visible, input:focus-visible,
  textarea:focus-visible, select:focus-visible, [tabindex]:focus-visible {
    outline: 2px solid var(--gold-bright, #e9c176);
    outline-offset: 2px;
    border-radius: 6px;
  }

  /* ---- CSS tooltip — attach via data-tip="…" ---- */
  [data-tip] { position: relative; }
  [data-tip]::after {
    content: attr(data-tip);
    position: absolute; bottom: calc(100% + 9px); left: 50%;
    transform: translateX(-50%) translateY(4px);
    padding: 6px 10px; border-radius: 7px; white-space: nowrap;
    background: #0a1f33; color: #eaf2fb;
    border: 1px solid rgba(197,160,89,0.45);
    font-family: var(--sans); font-size: 10.5px; font-weight: 600;
    letter-spacing: 0.04em; line-height: 1; z-index: 90;
    box-shadow: 0 10px 28px rgba(0,0,0,0.4);
    opacity: 0; visibility: hidden; pointer-events: none;
    transition: opacity .16s ease, transform .16s ease, visibility .16s;
  }
  [data-tip]::before {
    content: ""; position: absolute; bottom: calc(100% + 4px); left: 50%;
    transform: translateX(-50%) translateY(4px);
    border: 5px solid transparent; border-top-color: rgba(197,160,89,0.55);
    z-index: 90; opacity: 0; visibility: hidden;
    transition: opacity .16s ease, transform .16s ease, visibility .16s;
  }
  [data-tip]:hover::after, [data-tip]:focus-visible::after,
  [data-tip]:hover::before, [data-tip]:focus-visible::before {
    opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0);
  }
  [data-tip-left]::after { left: auto; right: 0; transform: translateX(0) translateY(4px); }
  [data-tip-left]:hover::after, [data-tip-left]:focus-visible::after { transform: translateX(0) translateY(0); }
  [data-tip-left]::before { display: none; }

  /* ---- Mobile nav drawer (wires the hamburger) ---- */
  .nav-drawer-scrim {
    position: fixed; inset: 0; z-index: 70;
    background: rgba(4,12,22,0.62); backdrop-filter: blur(5px);
    opacity: 0; visibility: hidden; transition: opacity .3s, visibility .3s;
  }
  .nav-drawer-scrim.open { opacity: 1; visibility: visible; }
  .nav-drawer {
    position: fixed; top: 0; right: 0; bottom: 0; z-index: 71;
    width: min(340px, 88vw);
    background: linear-gradient(165deg, #34426a 0%, #232f52 45%, #1a2742 72%, #111d33 100%);
    border-left: 1px solid rgba(197,160,89,0.28);
    box-shadow: -30px 0 80px rgba(0,0,0,0.5);
    transform: translateX(100%); transition: transform .55s cubic-bezier(0.22,1,0.36,1);
    display: flex; flex-direction: column; padding: 1.75rem 1.75rem 2.25rem;
  }
  .nav-drawer.open { transform: translateX(0); }
  .nav-drawer-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 1.75rem; }
  .nav-drawer-head .ttl { color: var(--gold); font-family: var(--sans); font-size: 10px; font-weight: 700; letter-spacing: 0.22em; text-transform: uppercase; }
  .nav-drawer-close {
    appearance: none; cursor: pointer; width: 40px; height: 40px; border-radius: 9999px;
    border: 1px solid rgba(255,255,255,0.2); background: transparent; color: rgba(207,224,238,0.85);
    display: inline-flex; align-items: center; justify-content: center; transition: all .2s;
  }
  .nav-drawer-close:hover { color: var(--gold); border-color: var(--gold); }
  .nav-drawer-close svg { width: 18px; height: 18px; stroke-width: 1.8; }
  .nav-drawer a, .nav-drawer button.nav-drawer-link {
    appearance: none; text-align: left; cursor: pointer; width: 100%;
    display: flex; align-items: center; gap: 0.85rem;
    padding: 1rem 0.5rem; border: 0; border-bottom: 1px solid rgba(255,255,255,0.08);
    background: transparent; color: #eaf2fb; text-decoration: none;
    font-family: var(--sans); font-size: 13px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase;
    transition: color .2s, padding-left .2s;
  }
  .nav-drawer a:hover, .nav-drawer button.nav-drawer-link:hover { color: var(--gold); padding-left: 0.9rem; }
  .nav-drawer a svg, .nav-drawer button.nav-drawer-link svg { width: 17px; height: 17px; stroke-width: 1.7; color: var(--gold); flex-shrink: 0; }
  .nav-drawer a.active { color: var(--gold); }

  /* ---- Inline copy button ---- */
  .copy-btn {
    appearance: none; cursor: pointer; background: transparent; border: 0;
    color: rgba(207,224,238,0.55); padding: 2px; margin-left: 0.45rem;
    display: inline-flex; align-items: center; vertical-align: middle;
    border-radius: 5px; transition: color .18s, transform .12s;
  }
  .copy-btn:hover { color: var(--gold); }
  .copy-btn:active { transform: scale(0.88); }
  .copy-btn svg { width: 13px; height: 13px; stroke-width: 1.8; }
  .copy-btn.copied { color: #8fd0a8; }

  /* ============================================================
     DETAIL PAGES — shared base (commercial + personal sub-pages)
     Only per-page background-image stays inline on each page.
     ============================================================ */
  .hero-photo { position: absolute; inset: 0; background-size: cover; z-index: 0; }
  .hero-scrim {
    position: absolute; inset: 0;
    background:
      linear-gradient(105deg, rgba(4,10,22,0.92) 0%, rgba(4,10,22,0.74) 42%, rgba(4,10,22,0.44) 66%, rgba(4,10,22,0.14) 86%, transparent 100%),
      linear-gradient(180deg, rgba(4,10,22,0.62) 0%, rgba(4,10,22,0.26) 34%, transparent 62%);
    z-index: 1; pointer-events: none;
  }
  .hero.subpage-hero::after  { display: none !important; }
  .hero.subpage-hero         { justify-content: flex-start !important; overflow: hidden; }
  .hero.subpage-hero .hero-content { padding-top: 10rem !important; padding-bottom: 0 !important; align-items: flex-start !important; }
  .policy-intro {
    font-family: var(--sans); font-weight: 300;
    font-size: clamp(15px, 1.4vw, 18px); line-height: 1.82;
    color: rgba(215,228,255,0.82); max-width: 62ch; margin: 2rem 0 2.75rem;
  }
  .policy-intro strong { font-weight: 600; color: rgba(215,228,255,0.96); }
  .comm-note {
    display: block;
    font-family: var(--sans); font-size: 12px; letter-spacing: 0.04em;
    color: rgba(215,228,255,0.42); margin-top: 0.75rem;
  }
  /* Unified CTA button — pill shape matches all primary buttons */
  .btn-start-app {
    display: inline-flex; align-items: center; gap: 0.75rem;
    font-family: var(--sans); font-size: var(--btn-size); font-weight: var(--btn-weight);
    letter-spacing: var(--btn-tracking); text-transform: uppercase;
    color: var(--on-secondary);
    background: linear-gradient(135deg, #f4dc9e 0%, #c5a059 50%, #8e6f2a 100%);
    border: none; border-radius: var(--r-btn) !important; padding: 14px 28px;
    text-decoration: none; cursor: pointer;
    box-shadow: 0 1px 0 rgba(255,255,255,0.4) inset, 0 -1px 0 rgba(0,0,0,0.2) inset, 0 6px 18px rgba(197,160,89,0.25);
    transition: transform .2s var(--ease-out), box-shadow .2s var(--ease-in-out);
  }
  .btn-start-app:hover { transform: translateY(-1px); box-shadow: 0 1px 0 rgba(255,255,255,0.5) inset, 0 -1px 0 rgba(0,0,0,0.2) inset, 0 10px 26px rgba(197,160,89,0.38); }

  /* Detail-page content sections */
  .detail-section { padding: 6rem 0; }
  .detail-section + .detail-section { border-top: 1px solid rgba(255,255,255,0.06); }
  .detail-grid-3 {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem;
    margin-top: 3.5rem;
  }
  @media (max-width: 900px) { .detail-grid-3 { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 580px) { .detail-grid-3 { grid-template-columns: 1fr; } }
  .detail-card {
    padding: 2rem;
    border-top: 1px solid rgba(197,160,89,0.28);
    transition: border-color .25s;
  }
  .detail-card:hover { border-top-color: var(--gold); }
  .detail-card .label-caps { color: var(--gold); display: block; margin-bottom: 0.85rem; }
  .detail-card h4 {
    font-family: var(--serif); font-weight: 400; font-size: 22px;
    margin: 0 0 0.85rem; color: var(--on-surface);
  }
  .detail-card p { margin: 0; color: var(--on-surface-variant); font-size: 14px; line-height: 1.65; }

  /* Detail process row */
  .detail-process {
    background: var(--surface-container-lowest);
    padding: 5rem 0;
    border-top: 1px solid rgba(197,160,89,0.18);
    border-bottom: 1px solid rgba(197,160,89,0.18);
  }
  .detail-process-steps {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 0;
    margin-top: 3rem;
  }
  @media (max-width: 700px) { .detail-process-steps { grid-template-columns: 1fr; } }
  .detail-process-step {
    padding: 0 2.5rem;
    border-left: 1px solid rgba(255,255,255,0.08);
  }
  .detail-process-step:first-child { border-left: 0; padding-left: 0; }
  .detail-process-num {
    font-family: var(--serif); font-style: italic;
    font-size: 52px; color: var(--gold); line-height: 1;
    margin-bottom: 1rem; font-weight: 400;
  }
  .detail-process-step h4 {
    font-family: var(--serif); font-weight: 400; font-size: 22px;
    margin: 0 0 0.75rem; color: var(--on-surface);
  }
  .detail-process-step p {
    margin: 0; color: var(--on-surface-variant); font-size: 14px; line-height: 1.7;
  }

  /* Detail testimonial pull-quote */
  .detail-quote {
    padding: 5rem 0;
    text-align: center;
    border-top: 1px solid rgba(255,255,255,0.06);
  }
  .detail-quote-mark {
    font-family: var(--serif); font-size: 72px; line-height: 0.5;
    color: var(--gold); opacity: 0.35; display: block; margin-bottom: 1rem;
  }
  .detail-quote blockquote {
    margin: 0 auto 2rem; max-width: 28ch;
    font-family: var(--serif); font-style: italic;
    font-size: clamp(22px, 2.5vw, 36px); line-height: 1.3;
    color: var(--on-surface);
  }
  .detail-quote-attr { color: var(--gold); font-size: 11px; letter-spacing: 0.18em; }

  /* Detail CTA strip */
  .detail-cta {
    padding: 5rem 0;
    display: flex; flex-direction: column; align-items: center; gap: 1.5rem;
    border-top: 1px solid rgba(197,160,89,0.18);
    text-align: center;
  }
  .detail-cta h3 {
    font-family: var(--serif); font-size: clamp(28px, 4vw, 52px);
    font-weight: 400; margin: 0; color: var(--on-surface);
  }
  .detail-cta p { margin: 0; color: var(--on-surface-variant); max-width: 50ch; line-height: 1.65; }

  /* ---- Coverage-gap flag ---- */
  .gap-flag {
    display: inline-flex; align-items: center; gap: 0.4rem;
    font-family: var(--sans); font-size: 9.5px; font-weight: 700;
    letter-spacing: 0.1em; text-transform: uppercase;
    color: #ffcf86; border: 1px solid rgba(255,184,90,0.5);
    background: rgba(255,184,90,0.12); border-radius: 9999px; padding: 3px 9px;
    white-space: nowrap;
  }
  .gap-flag svg { width: 11px; height: 11px; stroke-width: 2; }

  /* ============================================================
     MOBILE REFINEMENTS (audit fixes: touch targets, hero scale,
     edge clipping). Appended for the public marketing site.
     ============================================================ */
  @media (max-width: 900px) {
    /* M-1 + m-1: bigger, edge-safe hamburger & roomier nav padding */
    .topnav { padding-left: 1.25rem; padding-right: 1.25rem; }
    .nav-menu-btn { width: 44px; height: 44px; }
    .nav-menu-btn svg { width: 20px; height: 20px; }
    /* m-1: taller language pills */
    .lang-btn { padding: 9px 15px; }
    /* m-1: taller footer tap targets */
    .footer-col a { display: inline-block; padding: 5px 0; }
    .footer-contact a, .footer-ig { padding-top: 4px; padding-bottom: 4px; }
  }

  @media (max-width: 600px) {
    /* M-2 / M-5 / M-6 / m-3: scale hero type down & stop right-edge clipping */
    .hero-eyebrow,
    .hero-eyebrow.label-caps {
      font-size: 10px;
      letter-spacing: 0.11em;
      line-height: 1.5;
      overflow-wrap: anywhere;
    }
    .hero-title {
      font-size: clamp(33px, 10.5vw, 44px) !important;
      line-height: 1.04;
      overflow-wrap: break-word;
    }
    .hero-one-liner, .policy-intro, .hero-sub { font-size: 16px !important; }
    /* breathing room below the nav */
    .hero-content { padding-top: 2.25rem; }
  }

  /* ============================================================
     AUDIT FIXES — card label contrast + touch targets
     ============================================================ */
  /* P1: keep coverage-card eyebrows/titles legible over light photos */
  .cov-panel-label, .policy-panel-label, .comm-panel-label,
  .cov-panel-title, .policy-panel-title, .comm-panel-title,
  .cov-panel-desc, .policy-panel-desc, .comm-panel-desc,
  .cov-panel-link, .policy-panel-link, .comm-panel-link {
    text-shadow: 0 1px 3px rgba(4,10,22,0.55), 0 2px 16px rgba(4,10,22,0.45);
  }
  /* P3: ENG/SPA language pills reach the 44px touch target on mobile */
  @media (max-width: 900px) {
    .lang-btn { padding: 12px 15px; }
  }

/* Prevent the off-canvas mobile menu (.nav-drawer) from creating horizontal scroll.
   overflow-x: clip stops the sideways scroll without breaking position: sticky. */
html, body { overflow-x: clip; max-width: 100%; }